The 25% Loan Agreement is designed to appeal to those who wish to benefit through high interest rates from emerging markets, but do not want to have all the responsibility of finding a property, maintaining it and then trying to sell the property to make a profit.

The early stages of a construction project are expensive. Although the developer is a substantial company, it requires some finance to bring certain projects to completion. In various emerging market countries, banks are not very sophisticated and the cost of borrowing can be high and in any case is rarely available. You have to remember financial institutions, for example, in Turkey are unable or extremely reluctant to provide mortgages, so business finance for property is rare. Rather than pay the banks or venture capitalists, the developer offers a limited number of its clients the opportunity of providing that finance and reaping the reward by way of guaranteed profits on the funds lent by them.

Of course, such a scheme would not be very attractive if it was full of risk. The developers 25% Loan Agreement secures your money against land or property, free of debts and confirmed by an independent valuer to be worth 100% of the sums held.

The land or property is put in the sole hands of leading UK overseas property solicitors ILP who hold your security 'in escrow' – i.e. on certain conditions. Those conditions are that the security must be sold if your 6.25% advance profit payment is not delivered on time. The money generated by the sale of the security would then be used to repay the money owed to you.

The opportunity to invest in our Loan Agreement is strictly limited, so therefore please enquire today to see if we have a current requirement for funds via our 25% Loan Agreement.

For the purposes of this example we assume a 25% Loan of £100,000 with funds lent for 1 year.

1. You enter into a contract to the full amount is paid "upfront" to ILP and held in “escrow”, the money is not released to the developer until they have provided ILP with security over land or property (security in land or property which will be held in escrow on your behalf) to the value of what you have paid - i.e. £100,000.

2. The developer will then pay you 6.25% interest on the sum each quarter, commencing 3 months from the date the developer receives the funds out of escrow. Your quarterly payments can be made to any bank of your choice and in a currency of your choice.

3. If the developer does not pay you the 6.25% (£6,250.00) quarterly interest payment on time, and upon your instructions to the solicitor your share of the security held on your behalf by ILP will be sold by the solicitors and the money raised used to pay you the money due to you i.e. all outstanding 6.25% profit payments and the original sum held, with any excess going back to the developer.

4. 12 months from the time the funds were transferred to the developer, you will receive back your original sum, 100%

No. We can supply previous and current client responses to this investment. Your loan saves the developer a lot of money and, more importantly, allows them to make money by going ahead with a development sooner than would otherwise be possible. The developer is more than happy to pass some of the benefit of those savings on to you.

Many clients of the developer appreciate that most developers in emerging markets give you little or no security for your deposit or full payment and certainly do not offer the generous level of security provided by the 25% Loan Agreement.

About the Developer

The developer is UK based, British, international property development company offering property purchase and investment clients the opportunity to buy and invest in the best international emerging markets. Clients will do business with the developer
in euros or sterling, in the UK with the full protection of the Law Society and English company law. The developer offers clients and investors escrow account and trustee security for their funds. They are also AIPP registered.

The directors of the Development Company have a combined 127 years experience in the Property Market. They have also had hundreds of clients who have invested in this type of product.